Living in Montreal, Canada
Montreal is one of the Canada destinations covered by GoWira's fiscal and lifestyle database, refreshed quarterly. A one-bedroom apartment in the Montreal city center rents for around CAD 3,900/month, while the same layout in the suburbs averages CAD 2,600/month — a typical center-vs-suburbs gap for a city this size. Everyday expenses run about CAD 780 for groceries (single person) and CAD 150 for a monthly public transport pass. On our cost-of-living index (100 = highest benchmark city), Montreal scores 128, which makes it one of the more expensive cities in the region.
If you're planning a move, a realistic first-year budget in Montreal starts at roughly CAD 4,830/month for a single person in a central studio, before taxes, insurance or discretionary spending. Dining tends to cost CAD 61 for a mid-range meal and CAD 5 for a coffee at a local café, with a beer at a bar around CAD 10. Owning a car adds approximately CAD 1,100/month between fuel, parking and insurance — many residents in Montreal skip this in favour of public transport or the CAD 150/month pass mentioned above.
Healthcare, schools and essentials
Canada offers a public healthcare system that residents access through social security contributions. Private health insurance for a single expat in Montreal costs around CAD 170/month, with a family plan at CAD 500. An out-of-pocket private GP visit runs about CAD 140, while specialists charge around CAD 250. Families should budget CAD 3,300/month for international schooling, or CAD 1,800/month for a local private school.
Who does Montreal suit best?
Montreal works especially well for senior professionals and families who can absorb top-tier European rent in exchange for infrastructure.
All figures are medians (p50), reviewed quarterly. Hit the calculator below for a number tailored to your salary and residency situation.