Nairobi, Kenya

GoWira / Kenya / Nairobi

Cost of living
in Nairobi

Real rent, transport and lifestyle data for Nairobi. GoWira fiscal database 2026.

Housing / month

1-bed city centerKES 94,000
1-bed suburbsKES 63,000
2-bed centerKES 130,000
UtilitiesKES 7,400
InternetKES 2,300

Food & dining

Groceries (single)KES 19,000/mo
Budget restaurantKES 800
Mid-range restaurantKES 1,500
CoffeeKES 120
Beer (bar)KES 230

Transport

Monthly passKES 3,600
Taxi per kmKES 80
Car (monthly est.)KES 25,000

Health & fitness

Private insuranceKES 4,000/mo
GP visit (private)KES 3,300
Gym (mid-range)KES 3,300/mo

Everything we model for Nairobi

The boxes above are just the first cut.

GoWira covers more than 20 modules per city — taxes, banking, healthcare, schools, commute, retirement, expat insurance and a personal moving checklist. Pick the one that matters to your decision.

Net salary calculator
Run your gross against Kenya brackets and any expat regimes.
Compare vs your city
Side-by-side cost-of-living against where you live now.
Healthcare access
Public eligibility, private plans and out-of-pocket norms.
Expat insurance
International cover that follows you between countries.
Banking & FX
Accounts, multi-currency and what locals actually use.
Commute & mobility
Live in A, work in B — and how that taxes differently.
Schools & education
International, bilingual and local options with monthly costs.
Retirement plan
Pension portability, drawdown and what to keep abroad.
Day-to-day spending
Groceries, eating out, gym, leisure — with a personal budget.
Jobs & remote market
Salaries by profession and what remote work pays here.
Moving checklist
Visa, address, bank, school, tax — in the right order.
Full Nairobi guide
Long-form deep-dive on living, working and saving here.

Living in Nairobi, Kenya

Nairobi is one of the Kenya destinations covered by GoWira's fiscal and lifestyle database, refreshed quarterly. A one-bedroom apartment in the Nairobi city center rents for around KES 94,000/month, while the same layout in the suburbs averages KES 63,000/month — a typical center-vs-suburbs gap for a city this size. Everyday expenses run about KES 19,000 for groceries (single person) and KES 3,600 for a monthly public transport pass. On our cost-of-living index (100 = highest benchmark city), Nairobi scores 32, which makes it one of the more affordable destinations.

If you're planning a move, a realistic first-year budget in Nairobi starts at roughly KES 116,600/month for a single person in a central studio, before taxes, insurance or discretionary spending. Dining tends to cost KES 1,500 for a mid-range meal and KES 120 for a coffee at a local café, with a beer at a bar around KES 230. Owning a car adds approximately KES 25,000/month between fuel, parking and insurance — many residents in Nairobi skip this in favour of public transport or the KES 3,600/month pass mentioned above.

Healthcare, schools and essentials

Kenya offers a public healthcare system that residents access through social security contributions. Private health insurance for a single expat in Nairobi costs around KES 4,000/month, with a family plan at KES 12,000. An out-of-pocket private GP visit runs about KES 3,300, while specialists charge around KES 6,000. Families should budget KES 80,000/month for international schooling, or KES 43,000/month for a local private school.

Who does Nairobi suit best?

Nairobi works especially well for senior professionals and families who can absorb top-tier European rent in exchange for infrastructure.

All figures are medians (p50), reviewed quarterly. Hit the calculator below for a number tailored to your salary and residency situation.

What would you keep net in Nairobi?

Calculate your personal salary after taxes in Kenya.

Calculate for Nairobi